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Global expansion doesn’t just mean adding new customers or employees — it means managing dozens of currencies, banking systems, and regulations that rarely play nicely together. The reality is that moving money across borders is one of the hardest operational challenges modern companies face. At Plane, we’ve built our payment infrastructure to make those cross-border complexities invisible. Behind every “Send Payment” click is a network of local rails options and compliance workflows working in perfect sync so your team never has to think about it.
Why multi-currency payments are so hard to get right
Most companies discover the complexity of international payments the hard way: late transfers, unpredictable FX fees, and frustrated teams waiting on funds. The difficulty isn’t just in sending money; it’s in reconciling thousands of moving parts: regional banking rules, exchange rate fluctuations, and country-specific compliance requirements. For businesses hiring and paying teams across multiple regions, those inefficiencies quickly turn into lost time and higher costs.
The hidden cost of manual workarounds
Before switching to a unified system, many companies rely on multiple payment processors or even manual bank wires to get money out the door. Finance teams spend hours chasing confirmations, managing different payment platforms, and accounting for discrepancies caused by exchange rate markups or numerous bank fees. These manual steps don’t scale, and they create risk when you’re operating in dozens of markets simultaneously.
Why local experience matters
Payment behavior isn’t universal. In Europe, SEPA rules define how funds flow, while UPI is India’s main instant payment system and Pix is Brazil’s. A single “global” processor often can’t offer the right rails in every market. That’s why Plane supports local bank transfers in 78 countries — so payments feel domestic even when they’re international. The result is faster delivery, lower costs, and a better experience for both businesses and recipients.
How Plane simplifies multi-currency payments
Plane’s approach combines local payments options and automated compliance into one platform. It’s built for scale, whether you’re paying one contractor in Portugal or hundreds of employees across five continents.
Fair currency exchange rates
Unlike many payroll platforms who try to profit off of inflated FX rates, Plane tries to set exchange rates as close to mid-market as possible, so that your team members can get paid more. This means that your international contractors and employees can get paid as fairly as your local team.
Embedded compliance engine
Cross-border payments come with strict reporting and licensing requirements that vary by country. Plane’s compliance engine automatically applies local rules, making sure that contractors and employees submit the required compliance information during the onboarding process and before they can get paid.. That automation ensures every payment is made legally and efficiently, without teams having to track down new regulatory updates for each market.
Local payout flexibility
Plane supports the payment methods people actually use — all contractors and employees get paid directly to their bank accounts, with no e-wallet (and associated fees) required.. Choose from 138 currencies and local bank transfers for 78 countries, which means no bank fees for your team members.
What businesses gain with Plane
Using Plane for multi-currency payments isn’t just about convenience; it’s about operational leverage. Companies free their finance and HR teams from hours of manual work, reduce cost per transaction, and gain visibility into every payout globally.
Lower total cost of ownership
By consolidating everything FX conversion, local banking relationships, and compliance, Plane eliminates the need for multiple intermediaries. That translates to materially lower transaction fees and reduced operational overhead.
Scalable infrastructure
As your team expands, Plane scales automatically. There’s no new integration work when adding countries or currencies. Our infrastructure already supports high-volume, multi-market operations for global companies so your finance stack doesn’t need rebuilding every time you enter a new region.
Specialized human support
International payments are automated but when you need help, real experts step in. Plane’s team includes former payroll, HR, and compliance specialists who understand the nuances of each market. They’re not just answering tickets; they’re helping clients build scalable payment operations from the ground up.
The bigger picture
Multi-currency payments shouldn’t be a blocker for global growth. Plane was built to make them effortless so teams can hire anywhere, pay anyone, and stay compliant everywhere. Whether you’re a startup expanding into Europe or an enterprise running payroll across APAC, Plane turns cross-border complexity into a single, predictable workflow.
For more insights on building scalable international operations, visit the Plane blog.
Take your business global with ease
Ready to eliminate the friction of global payments? With Plane, you can hire, onboard, and pay your global team through one compliant, scalable system. Our platform handles multi-currency payouts and local compliance so you can focus on growth. Get started today and see how Plane powers effortless international operations.
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